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Common Buying Concerns

Buying real estate property in Dubai can be an exciting venture, but it’s important to have a clear understanding of the process and regulations involved. 

Here are some frequently asked questions (FAQs) to help guide you through the process:

Yes, Dubai allows foreigners to buy property in designated areas. These areas are called “Freehold” areas, and they include popular locations like Dubai Marina, Downtown Dubai, and Palm Jumeirah.

Dubai offers a wide range of properties, including apartments, villas, townhouses, and commercial spaces. You can choose from off-plan (under construction) or ready-to-possession properties.

The typical process involves the following steps:

Hire a registered real estate agent or broker.

Find a property and negotiate the price.

Sign a Memorandum of Understanding (MoU) and pay a 10% reservation /security fee.

Obtain approval from the Dubai Land Department.

Sign the Sale and Purchase Agreement (SPA) and pay the agreed-upon deposit.

Register the property with the Dubai Land Department.

When buying property in Dubai, you should budget for the following costs:

  • Property price
  • Dubai Land Department fees ( 4% of the property price+ 5% vat ) 
  • Real estate agent’s commission (typically 2% of the property price)
  • Legal fees
  • Maintenance fees (for some properties)
  • Mortgage registration fees (if financing your purchase)

Yes, many banks in Dubai offer mortgages to both residents and non-residents. The terms and conditions may vary, so it’s important to compare different mortgage options.

Real estate agents in Dubai play a crucial role in helping you,

-Find Properties

-Negotiate Deals, and

-Navigate the legal requirements. 

It’s important to choose a registered agent for a smooth transaction.

Dubai generally does not have property purchase taxes like property transfer taxes or capital gains taxes. However, there may be service charges and utility fees associated with owning property.


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We understand that finding your dream property can be a complex process, and you may have questions or concerns along the way. Our team is here to help you with any inquiries or issues you may have, so you can have a seamless and stress-free experience.

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